Kaplan v. TransUnion

On May 20, 2026, WLF asked the Third Circuit to review an order by the Eastern District of Pennsylvania that certified a class likely containing thousands of uninjured individuals. WLF joined the U.S. Chamber of Commerce and the American Bankers Association on the amicus brief, which was drafted by Adam Unikowsky and Daniel Schwei of Jenner & Block LLP. Amici argue in the brief that because Article III injury is an individualized issue here, mere receipt of the denial letter does not establish concrete harm for every class member, necessitating mini-trials on standing that defeat predominance.